Bank Credit Manager Resume

Samantha Gray

North Highlands CA 95660

(916) 987-6543

[email protected]

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Job Objective

To obtain Bank Credit Manager Position with an established company where I can further boost my career in this field.

Highlights of Qualifications:

  • Huge experience in managing credits and loans in a commercial private bank
  • Profound knowledge of credit and financial statement analysis
  • Deep knowledge of structure and cash flow
  • Exceptional ability to maintain good relations with both internal and external customers
  • Huge ability to evaluate cash flow and base structure
  • Amazing communication and customer service skills
  • Ability to analyze economic trend and make decision

Professional Experience:

Bank Credit Manager

Deutsche Bank, Owingsville, KY

October 2008 – Present

  • Monitored all credit requests and approved and disapproved it after analyzing it.
  • Maintained portfolios of lenders and ensured quality at par with bank standards.
  • Evaluated loan structures and ensured credit standards according to company goals and policies.
  • Reviewed new and existing portfolios and identified risk areas.
  • Coordinated with technical experts on all large and complex loans.

Credit Specialist

AGL Resources, Owingsville, KY

August 2003 – September 2008

  • Prepared credit approval documents for various relationship managers according to corporate loan policy.
  • Assisted in others and prepared proposals and commitment letter for various loans.
  • Analyzed loan transactions and identified credit risks in each of it and prepared necessary projections.
  • Developed information of financials of all prospective customers.
  • Documented all loan policy and credit approval letters.
  • Coordinated with team members to finish work and work effectively as a team.

Credit Analyst

SunTrust, Owingsville, KY

May 1998 – July 2003

  • Trained all subordinates in the commercial relationship manager training program.
  • Prepared loan presentations and analyzed credit for various financial statements.
  • Performed various long and short forms credits audit as required.
  • Maintained all credit assess files and updated all information.
  • Ensured work according to customer protection regulations of organization.
  • Participated in various loan committee meetings for company.

Education

Bachelor’s Degree in Business – Finance

Bellarmine University, Louisville, KY