Credit Specialist Resume

Samantha Gray

North Highlands CA 95660

(916) 987-6543

[email protected]

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Job Objective

Seeking a position as Credit Specialist in which my abilities and experience can aid in the growth of the company.

Summary of Qualifications:

  • Remarkable experience in Credit, Collections and Customer Relations
  • Outstanding knowledge of loan documentation, policy and regulations, and grading process
  • In-depth knowledge of credit administration, policy and procedures
  • Proficient in MS Office Suite (word, excel, outlook)
  • Ability to calculate discounts and percentages
  • Ability to maintain complete and accurate records of all Credit activities
  • Remarkable ability to gather financial information and write up a quarterly risk assessment
  • Excellent written and verbal communication skills
  • Sound judgment and decision-making skills
  • Strong analytical skills and data input skills

Work Experience:

Credit Specialist, May 2006 – Present

Paychex, Miami, FL

  • Conducted due diligence on new CORE clients as part of the branch escalation program.
  • Performed credit reviews for incoming clients utilizing credit resources including credit reports, public record reports and additional resources.
  • Established, managed and maintained positive and professional relationships with internal and external clients and business partners.
  • Researched and resolved product and service issues from the field and clients.
  • Developed enhancements to existing and new processes and made recommendations to management.

Credit Specialist, March 2003 – April 2006

Kforce Finance & Accounting Staffing, Miami, FL

  • Participated in product related projects and training sessions.
  • Developed appropriate credit approval documents for Relationship Managers and Credit Officers.
  • Managed work flow and timeliness with emphasis on prioritization of loan requests.
  • Maintained financial background information on current and prospective customers and spread financial statements.
  • Ensured Loan Policy exceptions are documented and discussed appropriately in credit approval documents


Bachelor’s Degree in Finance, Accounting & Economics, Appalachian State University, Boone, NC