Mortgage Loan Processor Resume

Samantha Gray

North Highlands CA 95660

(916) 987-6543

[email protected]

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Job Objective

To utilize skills and abilities and obtain full-time employment as Mortgage Loan Processor.

Highlights of Qualifications:

  • Substantial experience in loan processing, mortgage banking and loan support
  • Deep knowledge of real estate transactions, processes and principles
  • Operational knowledge of all documentation required for loan processing
  • Familiarity about lending regulations followed at state and federal level namely Ecoa, Reg Z and Respa
  • Solid understanding of FNMA/FHLMC and industry standard guidelines
  • Strong knowledge of private mortgage insurance requirements
  • Skilled at operating office equipments and computer applications
  • Ability to identify and manage exceptions and omissions appropriately
  • Ability to interact effectively in verbal and written medium with Bank officials, customers and outside agencies
  • Strong clerical skills, organization and planning skills

Professional Experience:

Mortgage Loan Processor

C&F Mortgage Corporation, Kirkland, WA

August 2007 – Present

  • Verified application file of residential loan to check for accuracy and completeness of application data.
  • Ensured all established standards are attained comprising mortgage type, loan amount, borrower’s assets and liabilities.
  • Recommended to deny loans failing to keep up to desired standards.
  • Interacted with employer and credit bureau to cross check information accuracy.
  • Entered information from loan application in customer database.
  • Exchanged correspondence with particular companies to acquire property survey, abstract and appraisal.
  • Prepared and dispatched approval as well as denial letters to respective applicants.

Mortgage Loan Processor

Hartford Area Mortgage Company, Kirkland, WA

May 2004 – July 2007

  • Created mortgage loan file by revising loan application.
  • Attained more information as needed and evaluated asset and income data.
  • Verified loan application for correctness, completeness, program adherence and credit worthiness.
  • Mailed verification forms to applicants to confirm information given in mortgage loan application.
  • Sorted, organized and filed available information in respective documents within easy access.
  • Created loan commitments to be sent to customers to formally inform them about their loan approval.
  • Replied to inquiries of loan plus underwriting guidelines from attorneys and customers.

Education

Associate Degree in Finance

Calhoun Community College, Decatur, AL